Fixing buildings never ends, and knowing how your business can survive winter construction is essential to know how to prosper. According to statistics, the construction industry in the U.S. is worth an estimated $1.6 trillion. With so much money on the line, it makes sense that construction companies would feel pressure to continue working year-round — even when winter arrives and conditions are less than favorable.
The Best Winter Construction Strategy
If you run a construction business and you’re wondering how to survive these months, investing in heavy construction insurance is an excellent place to start. You should also develop a strategy for protecting your crew and preventing damage to your heavy construction equipment.
Cover the Risks With Heavy Construction Insurance
There are many reasons why you need construction insurance in the winter months. In addition to the protection it provides for your crew in the event of an accident, this form of coverage can also offer protection if you face litigation or other complications due to winter weather. Businesses in the region will need the best heavy construction insurance in Sandy to meet the challenges of winter head-on by providing coverage for general liability, on-hook and riggers, contractor’s equipment, and a wide range of other risks.
Wear the Right Attire for the Weather
There are many liabilities that construction workers will face in winter, including the potential for hypothermia. Many people mistakenly assume that freezing temperatures are a prerequisite to hypothermia. On the contrary, people can experience hypothermia if their body temperature falls below 95°F. To prevent this on a construction site, workers must wear warm attire, including thermal layers and coats. Of course, workers must also wear their standard personal protective equipment (PPE) and warm apparel. Construction crews should always wear hard hats, goggles, and visibility vests on a construction site.
Know When To Call Off the Crew
A construction business owner needs to understand the risks that can emerge in the wintertime. In addition to freezing temperatures, inclement weather, such as snow or hail, can easily pose a hazard to a construction crew. It is especially true since these conditions will make slip-and-fall accidents more likely — and on a construction site, this kind of accident can be deadly. For this reason, a project manager must always know when to call off the crew and send everybody home. It’s much better to lose a day of work than it is to lose a team member.
Connect With Your Heavy Construction Insurance Provider
Finally, construction business owners need to connect with their insurers to get the right heavy construction insurance. In addition to the standard liabilities you face daily, winter brings additional liabilities you must take into account. Partner with an insurer who can write a comprehensive construction policy for your business.
About BTC Insurance
At BTC Insurance Services, we bring a customer-centered approach to our personified insurance and risk management services. We provide Utah and several other states with specialty program insurance options for commercial ventures, as well as provide residential clients with personal lines of insurance, automotive coverage and life insurance options. For more information on how our team can help with your risks, contact us today at (844) 479-0945.
