An increase in the frequency and severity of claims throughout the country has made the Property insurance market challenging. California’s wildfires caused several insurance companies to leave the state. Businesses in coastal areas like Louisiana, North Carolina, and Florida have experienced higher rates and a shrinking insurance market. Severe thunderstorms, tornadoes, and hail have impacted various states across the country, resulting in billions of dollars in losses.
BTC Insurance helps businesses around the country secure Property insurance. We will evaluate your risk-retention levels and sublimits, determine what’s driving the cost of your program (location, construction type), examine stand-alone solutions, assess taking on more risk with alternative options such as captives, and explore a parametric solution to see how we can make a difference. We’ll also evaluate your loss-control practices to help improve your risk profile.
Commercial Property insurance covers your buildings and installed contents, personal property of others on your premises, inventory, and stock.
Our staff will review your property valuations to ensure they are current when determining the amount and scope of coverage you need. We will also examine your exposure if you need to rebuild after a covered loss and are required to meet current local building codes, particularly critical for older structures and those in catastrophe-prone areas.
We’ll examine your risk if your equipment breaks down – critical for most businesses, particularly manufacturers, contractors, and restaurant owners. In addition, our staff will discuss the potential loss of income your business would incur due to a loss, such as a fire or other natural disaster.
Serving: Utah Based
Licensed to conduct Business in following States
About BTC Insurance
For more than a decade, BTC Insurance has been committed to serving the insurance needs of the Utah community. Our approach is not only to provide you with insurance products that fit your exposures but to also help you put into place loss control and safety measures to mitigate and minimize losses. This takes experience and expertise – exactly what you will find with BTC Insurance.
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