Commercial Auto Fleet Safety
Driving company vehicles is often an essential task for contractors. But vehicles wear down over time, so it is important to take preventative measures, because breakdowns will happen when you least expect them. Read on for some helpful care tips for your vehicles. Fleet Maintenance Tips Avoid costly repairs by scheduling regular maintenance for your […]
Actual Cash Value vs. Replacement Cost
If your car’s totaled, most car insurance companies reimburse you for the actual cash value of your car, not the replacement cost. Let’s review the difference. Actual cash value vs. replacement cost Actual cash value (or ACV) is calculated by determining an item’s original value minus the amount it has depreciated after you bought it . Replacement […]
6 Tips to Stay Safe on the Road
Auto insurance claims can be some of the most expensive claims you can face as individual. Therefore, implementing some safety tactics while on the road can go a long way in preventing potential claims and disaster. The following six tips will hopefully keep you safe: 1. Stay focused on defensive driving Keep 100% of your […]
What to do if your vehicle is stolen
There is no worse feeling than walking out, keys in hand, only to find your vehicle is missing. Did you know that according to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds? While auto theft is an extremely frustrating experience, we have some tips to help you deal with the […]
Shopping for a Safe Car
Shopping for a Safe Car If you are like most people shopping for a new car, safety ranks high among things you’re looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than […]
How Much Auto Insurance Coverage Do I Really Need?
One of the most frequent questions we receive to our agency is regards to how much insurance coverage an individual should purchase. While there are a large number factors that help determine the proper auto insurance coverage limit, we want to hopefully help provide some insight here that will you in deciding the right limit […]
How is the value of my car determined in a claim?
One of the most stressful situations people encounter with auto claims is determining the value of the vehicle or damage. The Process When you file your claim it will be referred to a claims adjuster who will verify the loss and determines the costs to make the necessary repairs. The estimate provided by the adjuster […]
Will my insurance cover renting a car after an accident?
Will my insurance cover renting a car after an accident? Most drivers don’t ever really think about their auto insurance policy until they are involved in an accident and to begin filing a claim with their insurance company to help pay for the vehicle’s repairs, and even a rental car. Unfortunately, many drivers are surprised […]
Auto Insurance Discounts Available to Utah Residents
We all know that insurance is an unavoidable cost that comes with the ownership of a vehicle. However, what many people don’t know is there are a number of insurance discounts available to help you save on your auto insurance premiums. Discount #1: Good Credit Many people don’t realize that most insurance companies now use […]
Why would I ever need car insurance if I don’t own a vehicle?
Did you know that vehicle ownership is actually declining, especially for people who live in urban areas? Many people now prefer to use a car-sharing service or just rent or borrow a car. The problem that arises is what to do for insurance in these instances where you don’t own a car, but use one […]
