Available Home Insurance Discounts for Utah Residents
We are often asked about the available home insurance discounts for Utah residents. With that in mind we thought we would share a list of the common discounts associated with homeowners insurance: Policy Discounts Multi-Policy Discount1: If you have more than one policy with the same insurance company, then you may qualify for a multi-policy discount that […]
Utah Insurance: Different Types of Home Insurance?
Did you know there are different types of home insurance. Each policy type varies dramatically in the coverage it provides. The following types of homeowners policies are fairly standard across the country though they might differ slightly in coverage or name across different states. If you own the home you live in, you have […]
Earthquake Insurance Coverage
THE TOPIC With the recent earthquake in California, we through we would share some insight into earthquakes and insurance. Earthquake, at least for insurance purposes, is defined as a sudden and rapid shaking of the earth caused by the shifting of rock below the earth’s surface. Earthquakes are not covered by a standard homeowners insurance […]
7 Unusual Claims Covered by Homeowners Insurance
We know that homeowners insurance is designed to cover your home and it contents. Additionally, it provides liability protection for bodily injury and property damage for claims against you or members of your family. It may also provide coverage for the loss of use of your home in the event of a claim. However, […]
10 Ways Utah Residents Can Save on Home Insurance
Over the past few weeks we have been providing tips and tricks for saving on auto insurance. So this week we thought we would provide the top ways you can save money on your home insurance. 1. Ask for discounts The quickest way to save money on your home insurance is to take advantage […]
What Does a Utah Homeowners Insurance Policy Cover?
One of the questions we frequently receive from our Utah clients is what coverage their homeowners insurance policy specifically covers. A standard homeowners insurance policy includes four essential types of coverage: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable […]
Protecting Your Home from Mold
When it comes to keeping your home mold-free, a strong offense is definitely your best defense. To prevent mold, eliminate moisture from your home and be on the lookout for signs of possible growth, such as musty smells or watermarks on walls and ceilings. Caught early, mold can usually be removed by a thorough cleaning […]
Winter Weather Preparations
If you live in area where it snows you know the drill. Three to four months of heavy clothes, seeing your breath and generally freezing outside. But beyond the inconvenience and discomfort, a winter storm or other severe weather conditions can cause real damage. So it’s important to think about winter preparedness. Protecting your home […]
Are there different types of homeowners insurance policies?
he different types of homeowners policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe”. If you own your home If you own the home you live in, you have several policies to choose from. The […]
What disasters aren’t covered by homeowners insurance?
Homeowners insurance is designed to comprehensive and cover most types calamities that happen to you and your family. However, there are certain disasters that aren’t covered on any standard homeowners policy. Protection for these types of incidents must be covered on a separate policy. 1. Floods Flood damage is excluded under standard homeowners and […]
