Homeowners Coverage Options
Regardless of whether you are an owner or renter, you have the following three options when it comes to payment under your insurance policy. Each level comes with different benefits and costs so it’s important to discuss with your agent the option that works best for you and your family. Actual cash value. This type […]
Safety Precautions When Planting
Planting a garden is a relatively low-risk activity, but certain safety precautions keep you safe while planting. Garden preparation often includes use of potentially dangerous tools. The physical exertion required to plant seeds or seedlings is another potential concern, especially for those with health issues or limited mobility. Minimize your risk of injury through safe […]
Home Swimming Pool Safety
Millions of us enjoy warm weather every year by swimming in our backyard pools and relaxing in hot tubs. Tragically though, over 200 young children drown in backyard swimming pools each year. We suggest homeowners make pool safety their priority by following these guidelines: Secure your pool with appropriate barriers. Completely surround your pool with a […]
10 Tips for Home Security Systems
We don’t want to alarm you (couldn’t help ourselves), but, according to the FBI, more than 2 million homes are burglarized in the United States every year. This means that someone is breaking into a home somewhere across the country about every 13 seconds. To avoid being the victim of a burglary, getting a home security […]
7 Excluded Homeowners Claims
Our hope is that you never have to experience any disaster to your home that requires submitting an insurance claim to our office. What worries us even more, though, is submitting an insurance claim assuming there is coverage only to find out the claim is actually excluded on your policy. With that in mind we […]
