Comprehensive restaurant coverage is on the menu.

Insurance protection for restaurants

Owning a restaurant – from the local café to fast-casual, family-style and fine dining – is both rewarding and challenging. There are so many potential hazards to think about including the possibility of property damage and loss of income as a result of a fire, downtime and food spoilage due to equipment breakdown or a power outage, customer slips and falls, cyber threats, food poisoning, and worker injuries just to name a few things. If your operation provides delivery services, you also have increased auto exposures. Serving alcohol will increase your liability risks as well. Our staff will evaluate these issues and so much more.

BTC Insurance Services, LLC specializes in providing restaurants with exclusively, tailored insurance programs designed to protect your operation, assets, patrons and employees. We understand how property damage or a lawsuit can upend your business and impact profitability, and why the right program will help you get back on your feet in the event of a loss.

Your Recipe for Restaurant Insurance

Once our staff evaluates your operation, we will determine the coverages, limits and terms that best fit your risk profile and provide you with our recommendations. BTC Insurance partners with leading insurers and will negotiate on your behalf to deliver a competitively priced program. Our portfolio of restaurant insurance products include:

Commercial General Liability
Liquor Liability
Commercial Umbrella
Commercial Auto including Non-Owned & Hired Auto
Commercial Property
Equipment Breakdown
Business Interruption
High Value Wine Collection
Crime
Food Spoilage
Employment Practices Liability
Cyber Liability
Workers Compensation

You can rely on our expertise to fill in any insurance gaps that may exist in your current program.

Serving: Utah Based

Licensed to conduct Business in following States

About BTC Insurance

For more than a decade, BTC Insurance has been committed to serving the insurance needs of the Utah community. Our approach is not only to provide you with insurance products that fit your exposures but to also help you put into place loss control and safety measures to mitigate and minimize losses. This takes experience and expertise – exactly what you will find with BTC Insurance.