Top 10 Hidden Homeowners Insurance Discounts Part 2
Last week we shared five of the 10 “hidden” discounts available on your homeowners insurance. This week we will share the last five on the list. Please remember that if you would like to see if any of these discounts apply to you, or if you would like a quote on your homeowners insurance, please […]
10 Hidden Homeowners Insurance Discounts Part 1
When looking for ways to save on home insurance, many homeowners think of smoke detectors or a home alarm system. Insurance companies, though, offer a variety of additional premium discounts that can help you save up to 25 percent on your insurance premiums. For individuals who are willing to be more cautious and actively avoid […]
How to Assess Your Homeowners Insurance
One of the biggest concerns we have as insurance agents is ensuring your home has the right type of coverage and limits to ensure you are properly protected. Being properly insured and knowing the value of the home and possessions can provide some peace of mind during what could be an extremely stressful period. We […]
Available Home Insurance Discounts for Utah Residents
We are often asked about the available home insurance discounts for Utah residents. With that in mind we thought we would share a list of the common discounts associated with homeowners insurance: Policy Discounts Multi-Policy Discount1: If you have more than one policy with the same insurance company, then you may qualify for a multi-policy discount that […]
Utah Insurance: Different Types of Home Insurance?
Did you know there are different types of home insurance. Each policy type varies dramatically in the coverage it provides. The following types of homeowners policies are fairly standard across the country though they might differ slightly in coverage or name across different states. If you own the home you live in, you have […]
Personal Liability Insurance Coverage
We are often asked about what coverage is specifically provided by the liability portion of a homeowners insurance policy. We want to spend this post explaining what the coverage is and how it helps protect you. (Please keep in mind that every policy is different and that you should always refer to your specific policy […]
7 Unusual Claims Covered by Homeowners Insurance
We know that homeowners insurance is designed to cover your home and it contents. Additionally, it provides liability protection for bodily injury and property damage for claims against you or members of your family. It may also provide coverage for the loss of use of your home in the event of a claim. However, […]
10 Ways Utah Residents Can Save on Home Insurance
Over the past few weeks we have been providing tips and tricks for saving on auto insurance. So this week we thought we would provide the top ways you can save money on your home insurance. 1. Ask for discounts The quickest way to save money on your home insurance is to take advantage […]
What Does a Utah Homeowners Insurance Policy Cover?
One of the questions we frequently receive from our Utah clients is what coverage their homeowners insurance policy specifically covers. A standard homeowners insurance policy includes four essential types of coverage: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable […]
Protecting Your Home from Mold
When it comes to keeping your home mold-free, a strong offense is definitely your best defense. To prevent mold, eliminate moisture from your home and be on the lookout for signs of possible growth, such as musty smells or watermarks on walls and ceilings. Caught early, mold can usually be removed by a thorough cleaning […]